What is Credit Cards - Credit Cards and Secured Credit Cards



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Managing Credit Cards to Raise Your Credit Score
18 July 2005 "Two years ago I had terrible credit, and you were kind enough to steer me to a credit card company that would give me a card. Now I have three cards, and my credit has improved some, but not enough?how do I manage my cards to earn the highest possible credit ... more...

Raise Credit Score by Paying Delinquencies?
December 21, 1998, Revised November 19, 2004 Many borrowers reason that since delinquencies reduced their credit score, paying off the delinquencies should raise it. When this doesn't happen, they wonder why. "My mortgage broker said that my credit score was ... more...

Credit Cards related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Prime Rate
Prime Rate In North American banking, the prime rate is the interest rate a banks charge to their best or "prime" customers. Each bank will quote a prime lending rate. Many institutions quote prime rates established by large money center commercial banks such as ... more...

More about Credit Cards

Get Free Credit Cards Quotes and Estimates
Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Credit Cards and Secured Credit Cards
Credit cards are of everyday use for a lot of Americans. Even people with bad credit are getting secured credit cards so they can build their credit. The use of credit cards is not necessarily bad, but needs to be done responsibly. This means it is important to have a firm grasp on your finances ... more...

Simplifying Your Search For a New Credit Card
Today, selecting the proper credit card can be a bit confusing to say the least. There are literally hundreds of offers from the major institutions eagerly competing for your business. The easiest way to shop for a credit card is to break them down into categories. There are seven major categories ... more...

Student Credit Cards Explained
Various people have different needs. So the credit card suppliers too have designed different type of cards. Besides the normal credit cards, there are small business cards for small business and then there are student credit cards which are designed especially for students.Now, what is different ... more...

The Truth About Prepaid Credit Cards
Prepaid credit cards have been around for over ten years now, although they are just now coming into the spotlight. Prepaid credit cards are basically credit cards backed by major credit card companies that offer you the ability to deposit money onto the card and then use it for purchases. You are ... more...

Discover Free Credit Cards
There are a great number of people today that are looking into getting a credit card. Some of you may have heard of free credit cards and are very interested in getting one. The idea of free credit cards does sound enticing. If you would like to know about free credit cards, there are some ... more...

Credit Cards Make Your Life Easier! Find Out How!
Credit cards do more than provide you with extra purchasing power. Actually, credit cards can do quite a bit to make your life easier. Credit cards add convenience to your life by helping you establish credit and simplify your bill payments. In fact, credit cards can even protect you in the event ... more...

Substantial Savings from Low Interest Credit Cards
A host of low interest credit cards is already in the e-marketplace favoring those with a revolving credit - in other words, those who carry a monthly balance. The interest rates on these cards tend to be around 10% while the rates on normal cards could be as high as 16% to 18%. The interest rates ... more...

The Truth About Low Interest Credit Cards
Low interest credit cards are wonderful if you can get your hands on one. They offer great rates so it is easier to pay off your balance in a timely manner. These cards are perfect for those making large purchases on their credit cards, or even those that use their card for everyday purchases. ... more...

How Credit Cards Work
Credit cards have become a major financial industry, uniting cultures with a common form of payment and allowing purchases to be made on credit so that individuals have additional options when they're short on cash.Unfortunately, many people see credit cards as simply a way to spend more money than ... more...

Give Yourself Credit
The Beginning of the Credit Card EraIn 1951, Diners Club issued the first credit card to 200 customers who could use it at 27 restaurants in New York City. From that modest beginning, credit cards have become an indispensable part of modern life. Consumers rely on credit cards to help them achieve ... more...